Who We Are
CMR Administrators is a Third Party Administrator specializing in employee benefits management for small to medium sized employers. We have an amazing history of controlling benefits costs while NOT passing costs on to employees and also providing exceptional customer service via a hands on methodology.
We do not sell you a plan and say "see you next year". We analyze your data on a continual basis, send that data to you with suggestions on how to make your plan better and explain, in great detail, how your plan is running, why it is running the way it is and we help educate your employees so they don't just use their insurance card like a credit card.
With the enactment of the Healthcare Transparency Rule, we are more equipped now, more than ever, to provide you and your employees with hard data as to where to get the best treatment, at the lowest costs.
We will be on-site with you as often as you need or want to go over your data, meet with your employees or for whatever reason you deem necessary.
Our management team has over 60 years combined experience in the employee benefits arena and has been with the company since its inception in 2004.
Both our CEO and COO have over 18 years experience in managing healthcare and employee benefits costs so that our clients maintain a level premium year after year and, on occasion, have experienced decreases in premium.
We are a small company and have no intention of becoming a large company. We focus on rural America, particularly rural Georgia but also have clients up and down the east coast.
Small to medium size businesses (50 to 1000 employees) are what we do.
IS PARTIALLY SELF FUNDING FOR YOU?
Gone are the days when Partially Self-Funding or Level Funding was for large employers only. We have clients with as few as 40 employees that experience lower costs on a continual basis than any fully insured product on the market.
Level-funding enables you to design your own plan(s), focus on potential problem areas and avoid some taxes but, most importantly, because of our system and processes you have access to YOUR data, at any time. You no longer have to simply "grin and bear it" when it comes to premium increases and wonder why they occur. We take a proactive approach, rather than a reactive approach. Our constant monitoring of claims allow us to be aware of potential high dollar claims before they happen so that we can take necessary measures to prevent a big claim from becoming a HUGE claim.